PTE King

PTERead the passage below and summarize it using one sentence. Type your response in the box at the bottom of the screen. You have 10 minutes to finish this task. Your response will be judged on the quality of your writing and on how well your response presents the key points in the passage.

Banks provide short-term fi nance to companies in the form of an overdraft on a current account. The advantage of an overdraft is its fl exibility. When the cash needs of the company increase with seasonal factors, the company can continue to write cheques and watch the overdraft increase. When the goods and services are sold and cash begins to fl ow in, the company should be able to watch the overdraft decrease again. The most obvious example of a business which operates in this pattern is farming. The farmer uses the overdraft to fi nance the acquisition of seed for arable farming, or feed through the winter for stock farming and to cover the period when the crops or animals are growing and maturing. The overdraft is reduced when the crops or the animals are sold.

The main disadvantage of an overdraft is that it is repayable on demand. The farmer whose crop fails because of bad weather knows the problem of being unable to repay the overdraft. Having overdraft fi nancing increases the worries of those who manage the company. The other disadvantage is that the interest payable on overdrafts is variable. When interest rates increase, the cost of the overdraft increases. Furthermore, for small companies there are often complaints that the rate of interest charged is high compared with that available to larger companies. The banks answer that the rates charged re fl ect relative risk and it is their experience that small companies are more risky.

Total Word Count: 0

PTE#148 - Bank Overdraft

Question 148 of

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    PTE Summarize Written Text

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    PTE Summarize Written Text Scoring Criteria

    Time allowed: 10mins per question

    Number of items: 1-2

    Communicative skills scored: Reading and writing

    Form:

    • 1 Is written in one, single, complete sentence

    • 0 Not written in one single, complete sentence or contains fewer than 5 or more than 75 words. The summary is written in capital letters.

    Content:

    • 2 Provides a good summary of the text. All relevant aspects mentioned

    • 1 Provides a fair summary of the text but misses one or two aspects

    • 0 Omits or misrepresents the main aspects of the text

    Grammar:

    • 2 Has correct grammatical structure

    • 1 Contains grammatical errors but with no hindrance to communication

    • 0 Has defective grammatical structure which could hinder communication

    Vocabulary:

    • 2 Has appropriate choice of words

    • 1 Contains lexical errors but with no hindrances to communication

    • 0 Has defective word choice which could hinder communication

    PTE Summarize Written Text: Master This Crucial Writing Task

    The PTE Summarize Written Text task is a vital component of the PTE Academic writing section. This guide will help you understand and excel in this challenging yet important part of the test.

    Understanding the PTE Summarize Written Text Task

    In the PTE Summarize Written Text task, you'll be presented with a passage of up to 300 words and asked to summarize it in one sentence of 5-75 words. This tests your ability to comprehend, extract key information, and concisely express ideas in written English.

    Key Features of PTE Summarize Written Text:

    • 10 minutes per question
    • One sentence summary (5-75 words)
    • Tests reading comprehension and writing skills
    • Various academic topics covered
    • Contributes to both reading and writing scores

    Strategies for Success in PTE Summarize Written Text

    Improving your performance in PTE Summarize Written Text can significantly boost your PTE score. Here are some effective strategies:

    1. Use our Premium Template.This structured approach ensures you capture the main ideas efficiently and effectively. Copy the main sentences (exacty like the question text) and add to the template.
    2. Read the passage carefully, identifying the main topic and key points
    3. Use note-taking techniques to organize information
    4. Focus on including the central idea and supporting points in your summary
    5. Use complex sentence structures to connect ideas
    6. Proofread your summary for grammar and spelling errors

    The PTE King Strategy: Stick to the Template

    Follow the PTE King website Premium Template religiously. This template is designed to help you create a well-structured, comprehensive summary regardless of the topic. By memorizing and practicing this template, you can significantly reduce the time spent on organizing your thoughts and focus more on content accuracy.

    Essential Tips for PTE Summarize Written Text

    NEVER exceed the 75-word limit. ALWAYS aim to use at least 30 words. If you're struggling to condense the information, focus on the most crucial points. Remember, a concise summary that captures the main ideas is better than a lengthy one that loses focus.

    Common Challenges in PTE Summarize Written Text

    Many test-takers struggle with certain aspects of this task. Being aware of these challenges can help you prepare more effectively:

    • Time management
    • Identifying the main ideas quickly
    • Condensing information into one sentence
    • Using complex sentence structures correctly
    • Staying within the word limit

    How to Practice PTE Summarize Written Text Effectively

    Regular, focused practice is key to mastering the Summarize Written Text task. Here are some tips to make your practice sessions more productive:

    1. Practice summarizing various types of academic texts
    2. Time yourself to get comfortable with the 10-minute limit
    3. Use a word counter to ensure you're within the 5-75 word range
    4. Get feedback on your summaries from tutors or study partners
    5. Analyze sample high-scoring responses to understand the expected quality
    6. Memorize and practice the PTE King template until it becomes second nature

    Scoring Criteria for PTE Summarize Written Text

    Understanding how PTE Summarize Written Text is scored can help you focus your efforts. The PTE scoring system considers:

    • Content accuracy
    • Form (grammar, vocabulary, spelling)
    • Word count

    Conclusion: Mastering Summarize Written Text for PTE Success

    The Summarize Written Text task is a crucial component of the PTE writing and reading test. By understanding the task requirements, implementing effective strategies like the PTE King method, and practicing regularly, you can improve your performance and boost your overall PTE score. Remember, sticking to a well-practiced template can save you time and ensure a well-structured summary. Consistent practice, a structured approach, and attention to all scoring criteria are the keys to mastering Summarize Written Text in PTE.